Bad Credit History - Do you have One?
Bad Credit, also known as Poor Credit or Adverse Credit, is not a specific definition and there is no accurate way to say a person has it. If people have been refused credit in the past for a loan or mobile phone, they might assume they face an adverse credit scenario. In this section we help to demystify what Bad Credit actually is, and help you to take steps to improve your adverse credit history. We also discuss some products that you may be suitable, that will help build your credit rating over the short term.