Credit Geeks Blog

Experian Disputes Channel 4 Dispatches’ Claims

Experian Disputes Channel 4 Dispatches’ Claims

On February 24th, 2014 Channel 4 Dispatches’ Morland Sanders reported discoveries of security negligence and a general lack of accuracy at... Continue Reading →
Record Christmas Spend Puts Consumers Credit Scores at Risk

Record Christmas Spend Puts Consumers Credit Scores at Risk

Just had that credit card statement in the post for the christmas period? You are not alone and many families are at risk of negatively impacting... Continue Reading →
Payday loans negatively affect mortgage and credit applications

Payday loans negatively affect mortgage and credit applications

Payday loans continue to lend more to UK customers, but many consumers do not realise, even if they pay back their Wonga loan on time, it is likely... Continue Reading →
Credit Scores to be affected by rental payments via Experian

Credit Scores to be affected by rental payments via Experian

Experian is the first of the three credit reference agencies (others being Equifax and Callcredit) to include rent payments in its credit reports.... Continue Reading →
Help to Buy Mortgage Guarantee Scheme still requires good Credit Scores

Help to Buy Mortgage Guarantee Scheme still requires good Credit Scores

This week the government bought forward it’s controversial ‘Help to Buy’ Mortgage Guarantee Scheme for all properties (previously... Continue Reading →
Only 28% of loan applicants told a loan quote would affect their credit score

Only 28% of loan applicants told a loan quote would affect their credit score

A new survey from Rate-Setter, a peer to peer lender, found that the majority of lenders were not told that applying for a loan, could leave a... Continue Reading →
Switching current accounts and your credit score

Switching current accounts and your credit score

According to Populus the research agency, less than 6% of UK consumers have switched their current account in the last two years. As of the 16th... Continue Reading →
Why getting a Mortgage is about more than a Good Credit Score in the UK

Why getting a Mortgage is about more than a Good Credit Score in the UK

We often get asked questions like ‘what credit score do I need to get a mortgage’? We explore some of the issues a recent mortgage... Continue Reading →
Equifax sued for $18 million over mixed credit report

Equifax sued for $18 million over mixed credit report

In the US, a consumer has recently won $18 million compensation from Equifax, one of the largest credit bureaus (they collect data from multiple... Continue Reading →
Home insurance: Do I really need it?

Home insurance: Do I really need it?

Insurance covers the ‘what-ifs’ in life. It’s possibly one of the only things you buy that you hope to never use. However, the... Continue Reading →

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