How to Cancel Experian’s Credit Expert

To cancel Experian's Credit Expert simply call, write or email

Credit Expert provides a 30 day free trial, and then it charges a monthly amount, if you cancel within the 30 day trial, then no payment should be taken from your bank account. You can cancel and rejoin at any time, we suggest calling to cancel.

Address: PO BOX 7710, Nottingham, NG80 7WE

Contact Telephone Number: 08000 13 88 88  (Freephone)  

Contact Mobile Number 0344 481 0800 (National rates apply)

Email is:

Was Experian's Credit Expert right for you?

Experian's credit expert is an excellent product, but for people that have already been through and cleaned their credit report it can be a bit pricy to continue. Especially if your credit score is now looking healthy.

A lot of our readers move on from Experian to the multi-bureau report from CheckMyFile as it is half the price, and allows you to track all three bureaus simultaneously. If you do want to compare free credit reports provider you can do that also. Give it some serious thought, and if you are unsure, get in touch.

Check-My-File offer a multi Credit Reference Agency Credit Report option

  • FREE 30-Day Trial
  • All 3 Bureau Credit Reports
  • £14.99 Per Month (after trial)
  • 7 Free Credit Scores
  • CCJ's, Defaults, Bankruptcy
  • Identity Theft Assistance
  • Customer Support

Things to check before you cancel

If you want to cancel your credit expert membership this is a personal decision, but it depends on your circumstances, reasons to stay with Credit Expert include:

  • You discover when you sign up there are errors in your credit report, which may take time to resolve, so you need ongoing access to your credit report to see the changes applied.
  • You have a bad credit rating score, for example a top score is 999, which under Experian's rating system is an excellent score, if your score is 500 or less, and is in the poor or very poor section on Experian's scale and you want to improve it. You will need regular access to your credit report to see if it is improving over time.
  • You want to maintain a good credit rating score, and also see how you can improve your credit report further.
  • You intend to apply for credit in the near future, in the current recessionary environment to large loan size products (or other finance products) such as a Mortgage and need your credit rating and report, to be the best it possibly can be, so your application is less likely to be rejected.
  • On-line access to your credit report, which you can access as and when required
  • Alerts via SMS and email, when a change occurs on your credit report (such as a search on your credit file), this also acts as a identity theft protection mechanism, as it will alert if an application is made and a lender does a search of your credit file, and if you did not apply, you know there is potential for identity fraud.
  • Experian is the biggest credit agency, and the one most used by lenders, so they hold the most influence on lending decisions.
  • Credit Expert provides pointers on where you can improve your credit score, which is excellent to know where to start.
  • Credit Expert makes suggestions of credit products that may be suitable for your credit score, this service is called credit matcher.

It is worth weighing up the options and it depends on your personal circumstances, if you are not applying for credit products in the immediate future for example you can make a call on membership continuation. You could buy your statutory credit report, from any of the credit agencies, but this does not provide with much insight into any issues, and does not provide a credit rating score.

An alternative is to access your £2 Statutory Credit Reports from Experian, but these are one off reports, Experian do allow a one off charge of £14.99, for a credit report and credit score.

Got a question about cancelling your Credit Expert credit report? Leave a comment below or ask a question in our forum by registering now.

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